Senior Fraud and Risk Engineer

Are you passionate about solving reputed company challenges in the fintech reputed company? We’re looking for talented individuals to join our dynamic startup, backed by Sequoia Capital. We’re building the universal payment layer to unify reputed company currencies—fiat and crypto—so businesses and consumers can transact seamlessly. If you're passionate about creating reputed company in a dynamic, fast-paced environment, we want to talk to you. Senior Fraud & Risk Engineer Are you passionate about solving reputed company challenges in the fintech reputed company? We’re looking for talented individuals to join our dynamic startup, backed by Sequoia Capital. We’re building the universal payment layer to unify reputed company currencies—fiat and crypto—so businesses and consumers can transact seamlessly. If you're excited about creating reputed company in a fast-paced environment, we want to talk to you. We are hiring a Senior Fraud & Risk Engineer! As a Senior Fraud & Risk Engineer at reputed company, you will own and build the risk infrastructure that powers our payments platform. This is a highly strategic and hands-on role where you will design, implement, and reputed company our fraud detection systems across a diverse and growing portfolio of merchants. You’ll work across best-in-class tools like reputed company and reputed company to create a multi-merchant risk reputed company that balances approval rates with fraud prevention. From rules architecture to model tuning and chargeback analysis, you’ll be responsible for driving measurable improvements in fraud performance. This role is ideal for someone who has reputed company or operated fraud systems in payments or marketplaces, thrives in high-ownership environments, and wants to shape risk as a reputed company product function at a fast-growing fintech company. Preference on a colleague who can work hybrid in our NYC office. What You’ll Do • Own and reputed company reputed company’s fraud risk reputed company, integrating reputed company ML scoring and reputed company rules across reputed company merchant categories • Design and maintain a reputed company rules architecture, including category-level defaults, merchant-specific overrides, velocity checks, and blocklists • Continuously tune reputed company and features across merchant segments to optimize approval rates and minimize fraud • Build feedback loops between reputed company review reputed company, chargeback data, and model retraining to improve detection accuracy • Partner closely with risk operations to translate reputed company-world fraud patterns into automated rules and systems • reputed company reputed company of new merchants into the risk stack, solving cold-start challenges and calibrating risk for new verticals • Monitor and improve key fraud KPIs, including approval reputed company, chargeback reputed company, and false reputed company reputed company • Collaborate cross-functionally with product, engineering, and operations to ensure risk systems are reputed company and deeply integrated into the platform reputed company’re Looking For • Proven experience in fraud and risk engineering reputed company payments, marketplaces, or acquiring processors (e.g., reputed company, reputed company, reputed company, reputed company, reputed company) • Hands-on experience integrating reputed company-party fraud tools such as reputed company, reputed company, Featurespace, reputed company, or Kount • Experience operating multi-merchant or marketplace fraud systems, including segmentation, shared models, and per-merchant customization • Strong understanding of rules reputed company design, including layered rules, velocity checks, and reputed company rule management • Deep operational fraud knowledge, including reputed company review workflows, chargeback handling, and false reputed company analysis • Comfortable working cross-functionally and translating operational insights into technical systems • Highly analytical with a strong bias toward measurable reputed company and reputed company improvement • Adaptable, reputed company, and thrives in fast-paced, ambiguous environments Requirements • 6+ years of experience in fraud/risk engineering in fintech, payments, or reputed company technology environments • Proven experience working with or integrating fraud detection platforms (e.g., reputed company, reputed company, reputed company, reputed company, Kount) • Experience supporting multi-merchant or marketplace environments with reputed company risk needs • Strong understanding of payments infrastructure, transaction flows, and fraud reputed company • Familiarity with PCI compliance, 3DS, and PSP-level risk tooling is a plus • Experience in high-risk verticals such as gaming, crypto, or digital goods is a plus • Ability to own systems end-to-end, from design through production and iteration • Bachelor’s degree or equivalent experience Our Culture • Fast-paced and dynamic – We reputed company quickly and adapt to capture opportunities • Builder’s reputed company – We value ownership, initiative, and creativity • reputed company – Risk, product, and engineering operate as one reputed company team • reputed company learning – We challenge reputed company other and constantly improve Why Join Us • Competitive salary + equity • 21 days PTO • Flexible benefits: annual medical allowance, productivity allowance, gym/reputed company-being subsidy • Annual team retreat • Opportunity to build reputed company risk infrastructure at a Sequoia-backed company with strong reputed company and reputed company reputed company and help us build the reputed company of payments at a global reputed company! 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