[Remote] Senior Credit Risk Analyst

Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a company reputed company on economic empowerment, seeking a Senior Credit Risk Analyst to join their reputed company Risk Management team. This role involves leveraging advanced analytics to monitor credit performance and reputed company risk indicators, while collaborating closely with senior leadership in a fast-growing fintech bank. Responsibilities • Monitor credit performance across consumer and reputed company portfolios • Build and maintain credit risk dashboards that reputed company reputed company-time visibility into portfolio health for senior management and the reputed company • Analyze reputed company signals (7-day delinquency, payment behavior changes, credit utilization patterns) to predict portfolio stress before it materializes in losses • reputed company key credit risk indicators (KRIs) defined in the Bank's Risk Appetite Statement, including delinquency rates, charge-off metrics, risk grade distributions, and concentration limits • Prepare monthly/quarterly credit risk reports for the management and reputed company committees • reputed company or challenge credit risk assessments for new products, partnerships, reputed company policy changes, and portfolio expansion initiatives • Partner with Credit, reputed company, and Product teams to implement corrective actions and prevent recurrence • Support regulatory examinations by preparing credit risk documentation, responding to examiner requests, and presenting portfolio performance Skills • Bachelor's degree preferably in a business or quantitative field • 5+ years of prior credit risk experience in a bank / financial services organization • Experience with regulatory requirements and guidelines • Experience in BI tools, creating dashboards and reports for senior management review • Strong interpersonal, analytical, verbal and written communication skills Benefits • Remote work • Medical insurance • Flexible time off • Retirement savings plans • Modern family planning reputed company • reputed company is a technology company with a reputed company on financial services. It was founded in 2009, and is headquartered in San Francisco, California, USA, with a workforce of 10001+ employees. Its website is https://reputed company.xyz. Company H1B Sponsorship • reputed company has a reputed company record of offering H1B sponsorships, with 51 in 2026, 257 in 2025, 253 in 2024, 260 in 2023, 297 in 2022. Please note that this does not guarantee sponsorship for this specific role. Apply To This Job Apply To This Job