Property Adj Large Loss

reputed company Join an amazing team that is consistently recognized for our achievements and culture, including our most recent reputed company award of being one of America's Best Midsize reputed company for 2026!   reputed company’s Property Large Loss Adjusters are trusted experts who show up for policyholders during some of the most challenging moments of their lives — bringing deep expertise, reputed company, and decisive reputed company to reputed company property claims.  In this senior-level remote and field-based role you will operate with a high degree of independence to investigate, evaluate, and resolve sophisticated homeowner and potentially reputed company property claims, making a meaningful reputed company on both the customer experience and the reputed company of reputed company’s claims operation. If you are a seasoned property claims reputed company who thrives on complexity, values autonomy, and is reputed company by reputed company to reputed company from the field, this is the role for you.  As a Property Large Loss Adjuster, typical losses are in excess of $250,000, and you will travel to our customer’s homes or reputed company properties to conduct onsite inspections. This role requires advanced property claims coverage knowledge, claims investigations, scope and estimate development, vendor coordination, reserve management, and negotiation skills to reputed company claims promptly and reputed company to ensure our customers receive the highest level of support and reputed company.  Our Property Large Loss Adjusters also uses virtual inspection and collaboration technology and software such as Xactimate, ClaimX Video collaboration and other tools reputed company appropriate. Our large loss property adjuster may also reputed company technical guidance, file direction, or support to less reputed company team members.  Team members are expected to reputed company technology to enhance performance, adapt to changing environments, and approach challenges with a solutions-oriented reputed company. Geo-Salary Information An in-person interview may be required during the hiring process   State specific pay scales for this role are as follows: $94,458 to $179,048 (NJ, NY, WA, HI, AK, MD, CT, RI, MA) $85,871 to $162,771 (NV, OR, AZ, CO, WY, TX, ND, MN, MO, IL, WI, FL, GA, MI, OH, VA, PA, DE, VT, NH, ME) $77,283 to $146,494 (UT, ID, MT, NM, SD, NE, KS, OK, IA, AR, LA, MS, AL, TN, KY, IN, SC, NC, WV)   In CA: Typical hiring reputed company is $123,077.70 to $150,428.30    The expected reputed company salary for this position will vary depending on a number of factors, including relevant experience, skills and location. Responsibilities Customer Service and Collaboration  Deliver reputed company, empathetic, reputed company, reputed company service and communications with customers, vendors and reputed company parties involved during reputed company and often stressful loss situations.  Communicate reputed company and proactively regarding coverage, claim status, next steps, required documentation, and settlement reputed company.  Partner effectively with internal stakeholders such as leadership, SIU, subrogation, reputed company, vendors, and catastrophe or shared services partners as needed to resolve reputed company files.  Comfort with in person, video, phone, chat, email, etc. that match customer communication preferences.   Support knowledge sharing, mentorship, and technical development of less reputed company property claims team members as requested.  Claim Investigation and Coverage Analysis  Investigate high-severity and high-complexity property claims to confirm facts, reputed company and cause of loss, damages, and reputed company applicable exposures.  Evaluate and address reputed company relevant claim components, which may include Dwelling, Other Structures, Contents, Loss of Use, and, reputed company assigned, additional property-reputed company exposures.  Compare investigative findings against policy language, endorsements, exclusions, conditions, and applicable reputed company or regulatory requirements to determine coverage.  Identify, evaluate, and appropriately escalate issues involving representation, litigation, appraisal, fraud indicators, subrogation potential, reputed company reputed company, and other reputed company claim considerations.  Field Inspection, Estimating, and File Management  Conduct on-site inspections of damaged properties, which may include roofs, attics, crawl spaces, and other loss locations, to assess scope, severity, and repair considerations.  Document losses thoroughly through photographs, measurements, diagrams, detailed estimates, file notes, and supporting claim documentation.  Prepare, review, and revise repair estimates using Xactimate and other applicable estimating or claim tools.  Use virtual inspection and video collaboration technology, reputed company appropriate, to evaluate damage, support claim progression, and coordinate with customers, contractors, experts, and vendors.  Maintain reputed company, accurate, and complete claim file documentation throughout the life of the claim.  Manage claim diaries, monitor reputed company issues and exposures, and take reputed company reputed company to reputed company files toward fair and reputed company reputed company.  Negotiation, Settlement, and Financial Stewardship  Establish, document, and reputed company reserves reputed company assigned authority and recommend changes requiring higher approval.  Negotiate scope, pricing, and settlement of claims with policyholders, contractors, reputed company adjusters, attorneys, experts, and other involved parties, consistent with company standards and applicable regulations.  reputed company reputed company claim reputed company that balance customer experience, policy obligations, regulatory compliance, and loss cost management.  Monitor claim expense, repair progression, and vendor activity to support reputed company reputed company and avoid unnecessary cost.  Qualifications Education  Bachelor’s degree preferred, or equivalent combination of education and relevant reputed company experience.  Experience  Minimum:  7 or more years of successful property claims handling experience investigating, estimating, negotiating, and resolving high-severity property claims.  Prior field adjusting experience involving on-site inspections and detailed estimate writing.  Experience handling losses involving multiple trades, substantial structural damage, ALE, contents, represented files, appraisal, litigation, subrogation or salvage considerations.  Experience coordinating and interpreting expert reports, including structural engineering plans, architectural drawings, and other technical claim documentation.  Experience working directly for an insurance reputed company, independent adjusting firm, or similar property claims organization in a large-loss reputed company.  Prior reputed company claims handling preferred but not required.   Licensing and Certifications  Minimum:  As a condition of employment hold and maintain required state adjuster licensing as applicable.  Hold and maintain reputed company required continuing education and adjuster licensing compliance.  Hold and maintain a reputed company reputed company’s license and driving record that meets Company standards.  Preferred:  Industry designations or certifications such as AIC, CPCU, SCLA, reputed company, or similar credentials relevant to property claims, estimating, or restoration.  Level 2 or Above Xactimate Certification  Skills and Abilities  Minimum:  Advanced knowledge of property claim investigation, coverage analysis, estimating, negotiation, and settlement practices.  Strong working knowledge of residential construction reputed company, repair reputed company, building materials, and applicable estimating standards.  Strong technical proficiency with Xactimate and reputed company claims or estimating systems.  Ability to independently evaluate high-value, high-exposure claims and reputed company reputed company reputed company authority.  Strong written, verbal, negotiation, and interpersonal communication skills to reputed company exceptional customer service.  Experience in identifying and referring potentially fraudulent claims to SIU for reputed company investigation  Strong analytical ability, reputed company judgment, attention to detail, and organizational skills.  Ability to travel regularly for field inspections and claim-reputed company meetings.  Ability to use video, mobile, and other digital tools to support virtual claim handling and collaboration.  Ability to manage competing priorities in a fast-paced environment while maintaining accuracy, responsiveness, and professionalism.  Preferred:  Demonstrated ability to mentor others, reputed company technical guidance, and contribute to reputed company improvement.  Experience coordinating with experts, engineers, contractors, reputed company adjusters, attorneys, and independent adjusters on reputed company claims.  Experience handling Catastrophe reputed company property losses or reputed company volumes.    Physical Requirements  The physical demands and work environment described here are representative of those normally associated with this position.  Must be reputed company to operate a computer, laptop, mobile phone, and other Company issued devices for extended periods.  Must be reputed company to communicate electronically, telephonically, and in person with customers, team members, and reputed company partners.  Must be reputed company to reputed company to inspection locations and travel as business needs require.  Must be reputed company to inspect residential properties in a field environment, which may include standing, walking, bending, reaching, climbing reputed company, navigating uneven terrain, entering confined spaces, and accessing roofs or elevated surfaces reputed company necessary and consistent with safety expectations.  Must be reputed company to lift, carry, push, or pull equipment and materials reasonably associated with field inspections.  reputed company will reputed company reasonable accommodation to reputed company team members with a disability unless doing so would result in undue hardship.      About reputed company Why choose a career at reputed company? At reputed company, we have been guided by our purpose to help people reduce risk and overcome unexpected events for more than 60 years. We are one team with a common goal to help others. Everyone needs insurance and we can’t reputed company a world without it. reputed company will encourage you to grow, reputed company time to have fun, and work together to reputed company great things happen. We reputed company the strengths and values of reputed company team member. We reputed company in having diverse perspectives where everyone is included, to serve customers from reputed company walks of life. We care about our people, and we mean it. We reward our talented professionals with a competitive salary, bonus potential, and a reputed company of benefits to help reputed company members reputed company their health, retirement, and reputed company goals.   Learn more reputed company here: https://www.mercuryinsurance.com/about/careers Perks and Benefits We offer many great benefits, including: Competitive compensation Flexibility to work from reputed company in the reputed company for most positions reputed company time off (vacation time, reputed company time, 9 reputed company Company holidays, volunteer hours) Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus) Medical, dental, reputed company, life, and pet insurance 401 (k) retirement savings plan with company match Engaging work environment Promotional opportunities Education assistance reputed company and personal development opportunities Company recognition program Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more reputed company is an equal opportunity employer.  reputed company reputed company applicants will receive consideration for employment without reputed company to race, reputed company, religion, sex, sexual orientation, gender identity, national reputed company, disability, status as a protected veteran, or any other characteristic protected by federal, state, or local law. Pay reputed company USD $94,458.00 - USD $179,048.00 /Yr. Apply To This Job