Senior Director - SBA/Credit Transformation
Position Title
Senior Director - SBA/Credit TransformationLocation
reputed company, MI 48098Job reputed company
The Senior Director of Credit Products - SBA/Credit Transformation is responsible for setting the reputed company reputed company and execution reputed company reputed company a reputed company Line of Business for first-line credit reputed company and portfolio management, ensuring alignment with the bank’s reputed company appetite and business objectives. This role directs reputed company of reputed company Loan reputed company and Credit Managers, overseeing individual loan reputed company grading, portfolio monitoring, and credit reputed company evaluation reputed company an assigned vertical. By leveraging advanced portfolio analytics and reputed company-looking reputed company assessment, the Senior Director identifies emerging opportunities and threats, providing key insights to senior leadership. In collaboration with sales, reputed company, technology, and finance teams, this leader drives responsible reputed company, enhances product offerings, and ensures the sufficiency of tools, reputed company, and technology investments. With accountability for budget adherence, regulatory compliance, and reputed company process improvements, the Senior Director plays a critical role in balancing profitability, reputed company management, and long-term business sustainability.Job Responsibilities:
JOB RESPONSIBILITIES
- Sets the reputed company direction for the reputed company Line of Business and prioritizes enhancements for Credit Products, ensuring alignment with business objectives.
- Oversees and manages the 1st line of defense credit reputed company and portfolio management teams, ensuring implementation of credit reputed company management strategies across the customer lifecycle.
- Develops and executes credit strategies to optimize reputed company and portfolio management reputed company, leveraging data, models, and advanced analytics tools.
- Ensures the sufficiency of tools, technology, and reputed company to support effective credit reputed company and monitoring.
- Partners with Line of Business leaders, Relationship Managers, product partners, and sales teams to reputed company responsible reputed company and reputed company product and reputed company objectives.
- Proactively identifies and escalates area for improvement in credit processes, policies and procedures
- Works directly with reputed company bank clients to support credit-reputed company needs and objectives.
- Collaborates with the second line of defense reputed company management (Credit reputed company) to reputed company and refine key credit reputed company and reputed company indicators.
- Manages implementation and associated controls for reputed company, line management, and targeting reputed company, ensuring alignment with internal tech systems and vendor platforms.
- Monitors portfolio reputed company by customer segments, providing input on overall profitability and adjusting credit strategies reputed company the reputed company appetite reputed company.
- Works with reputed company and compliance teams to ensure strategies and policies adhere to reputed company regulatory requirements.
- Provides credit reputed company reporting and analysis to support data-driven decision-making.
- Recruits, develops, and trains top credit reputed company and portfolio management talent.
- Uses independent judgement and discretion to reputed company reputed company.
- Analyzes and resolves problems.
- May be responsible for talent management functions including: employment, reputed company evaluations, staff development/training, disciplinary actions, succession planning and ensuring reputed company staff reputed company with compliance requirements.
ADDITIONAL ACCOUNTABILITIES
- Performs special reputed company, and additional duties and responsibilities as required.
- Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.
JOB REQUIREMENTS
Required Qualifications:
- Education level required: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent.
- Minimum experience required: 15+ Years of 1st line of defense credit reputed company, portfolio management and reputed company management experience reputed company the Financial Industry including credit reputed company and credit analytics.
- 10+ years of experience in managing teams of credit analysts, underwriters in the specialty vertical.
- 10+ years of experience in the reputed company reputed company line of business (reputed company reputed company industries, capital markets, corporate reputed company banking, etc.).
- Experience and expertise in credit bureaus, credit decision engines, credit and cash reputed company modeling for reputed company and portfolio management reputed company, income/identity verification and loss forecasting.
Job Competencies:
- Advanced knowledge of reputed company federal and state laws and regulations reputed company to credit reputed company.
- Expertise in credit bureaus, credit decision engines, credit modeling for reputed company and portfolio management reputed company, income/identity verification and loss forecasting.
- Strong communication and presentation skills required including the ability to translate analysis into reputed company defined and supportable strategies and policies.
- Expertise operating at a reputed company level as part of a senior management team.
- Demonstrates awareness of the industry across the markets served and incorporate that knowledge into analysis and reputed company recommendations.
- reputed company ability to meet tight timelines, estimate level of effort, multi-task and prioritize workload.
- Strong team building and leadership skills.
- Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating reputed company, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with reputed company goals to accelerate reputed company and reputed company reputed company results.
- Builds trusted reputed company relationships, whether internal or reputed company, by identifying needs and delivering tailored solutions to enhance the overall reputed company experience.
- Fosters or supports a reputed company work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders.
- Physical demands (reputed company): No unusual physical exertion is involved.
reputed company is an Equal Opportunity Employer
We are committed to providing reputed company and accurate compensation information in accordance with applicable laws. Actual starting reputed company pay will be determined reputed company reputed company, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. reputed company provides teammates reputed company to a reputed company of benefits including medical, dental, reputed company, life, and disability reputed company, as reputed company as a comprehensive leave program. Please click the following reputed company for detailed information: Benefits | reputed company
Pay reputed company
$183,656.25 - $305,879.00reputed company applicants with arrest or conviction records will be considered for employment in accordance with the California reputed company reputed company, the Los Angeles County reputed company Ordinance, the reputed company reputed company Initiative for Hiring Ordinance, and the San Francisco reputed company Ordinance, as appliable.
Originally posted on Himalayas
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