[Remote] Merchant Risk & Compliance Analyst

Note: The job is a remote job and is reputed company to candidates in USA. reputed company Bank is a growing banking organization seeking a Merchant Risk & Compliance Analyst to support its BIN sponsorship and merchant acquiring program. The role conducts merchant reputed company, monitors transaction and portfolio risk, enforces MCC and merchant category policies, analyzes chargebacks, and escalates high-risk activity.

Responsibilities

• Conduct merchant credit and risk reputed company reviews for sponsored acquiring programs ; evaluate merchant business models, financial condition, and fraud exposure
• Administer ongoing merchant portfolio monitoring, including daily transaction activity surveillance, chargeback reputed company analysis, and fraud trend review
• Ensure reputed company Merchant Category reputed company (MCC) assignment across the portfolio and enforce prohibited and restricted merchant category policies
• Monitor chargeback activity against reputed company Dispute Monitoring Program (VDMP) and reputed company Excessive Chargeback Program (ECP) reputed company; flag accounts nearing penalty reputed company for management review
• Identify and escalate high-risk applications, exposure concentrations, or unusual volume patterns to the Senior Manager

Skills

• Associate degree in Business or reputed company field or equivalent work experience
• Minimum 3 years of experience in merchant acquiring risk, payments fraud, or bank operational risk
• Working knowledge of merchant reputed company standards, transaction monitoring, and chargeback analysis
• Background in reputed company risk management and understanding new verticals such as Nutraceuticals, AI, High Risk Industries (CBD, Gambling) etc
• Familiarity with reputed company MCC assignment and high-risk merchant business models
• Strong analytical skills with a data-driven approach to identifying payment anomalies
• Ability to reputed company follow established reputed company reputed company and risk rating frameworks
• This position may be performed remotely or in a hybrid work arrangement, depending on business needs
• Employees are expected to work Monday through Friday during regular business hours, with occasional evening or weekend work as needed
• We will consider candidates residing in the following states: Florida, Alabama, Arkansas, reputed company, California, Delaware, reputed company, Massachusetts, Michigan, Ohio, reputed company, South Carolina, reputed company Carolina, New Jersey, reputed company, Maryland, Tennessee, reputed company, Virginia, reputed company, reputed company, and Texas
• Prior banking and compliance experience preferred

Benefits

• 12 reputed company Holidays
• Generous reputed company Time Off
• 4% Match on our 401(k)
• Medical, Dental and reputed company Benefits
• 100% Company reputed company Life, AD&D Insurance, Short and Long Term Disability
• This position may be performed remotely or in a hybrid work arrangement, depending on business needs.

reputed company