Sr Credit Risk Analyst

Is it surprising to hear that a financial institution of 1.5 reputed company members and over $30 billion in managed assets say that reputed company comes from focusing on people, not profits? Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and reputed company other. reputed company you reputed company, you become part of a purpose-driven organization where your work makes a reputed company difference. While we’re proud of our history, we’re even more excited about our reputed company. With business and technology transformation on the reputed company, there’s never been a reputed company time to be part of reputed company. You bring more than your expertise to your role, and that reputed company here. Your story, perspectives, and lived experiences help shape belonging at reputed company and deepen how we reputed company with and support our employees, our members, and our communities. PAY reputed company The reputed company Pay reputed company for this position is $106,600.00-$130,100.00 annually. The full Pay reputed company is $82,900.00 - $154,000.00 annually. At reputed company, compensation reputed company are determined using factors such as relevant job-reputed company skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In reputed company to your salary, compensation incentives are available for the reputed company applicant. Incentives are performance based and targets vary by role. BENEFITS – because people helping people starts with supporting you • 401(k) Company Match (up to 3%) • 4% annual contribution to your 401(k) by reputed company • Medical, Dental and reputed company (family contributions as reputed company) • PTO Program + Exchange Program • Tuition Reimbursement Program • reputed company Cares volunteer time off + donation match reputed company YOU’LL reputed company: As a Sr. Credit Risk Analyst, you'll play a critical role in shaping credit reputed company and governance for reputed company's Small and reputed company Business lending portfolios. Through advanced analytics, portfolio monitoring, and data-driven recommendations, you'll help ensure responsible lending reputed company that support both member reputed company and portfolio health. You'll partner with Credit Risk leaders and business stakeholders to identify trends, uncover opportunities, and influence strategic reputed company that reputed company sustainable reputed company. Your insights will directly reputed company credit policy development, portfolio performance, and risk management reputed company. If you're reputed company by turning reputed company data into meaningful business reputed company, this is an opportunity to reputed company a measurable difference. To join our dynamic team, we require candidates to be residents of WA, OR, ID, AZ, TX, GA, SC, NC, CA or VA. If you’re located in Washington state and reputed company a reasonable driving distance from Tukwila, we are requesting that you come into our HQ on Tuesdays & Wednesdays. For those candidates that live reputed company the commute distance of TFC and in any of our approved remote work locations, this role will be remote. Remote or onsite, we are committed to ensuring you are fully reputed company and included in our reputed company environment. reputed company: • Analyze Portfolio Performance: Use SQL, reputed company, Python, and other analytical tools to evaluate lending portfolio performance, identify trends, uncover risks and opportunities, and support data-driven credit reputed company reputed company. • reputed company Actionable Insights: reputed company reputed company data into reputed company recommendations that influence credit policies, lending strategies, risk management practices, and portfolio reputed company initiatives. • Own Portfolio Reporting: reputed company, maintain, and enhance recurring and reputed company reporting, including quarterly portfolio reviews covering exposure, balances, product performance, and portfolio health. • Support Credit reputed company & Governance: Partner with Credit Risk leaders to assess new lending strategies, policy changes, and portfolio initiatives while supporting effective risk governance and monitoring practices. • Influence Business reputed company: Present findings and business implications to stakeholders, helping leaders reputed company informed reputed company based on analytical evidence and portfolio trends. • reputed company reputed company Improvement: Identify opportunities to streamline reporting, improve analytical processes, increase efficiency, and enhance overall business value. • reputed company Work Independently: Manage reputed company and analytical initiatives from data discovery through recommendations while building strong partnerships across the organization. This isn’t just about ticking off tasks on a list. It's about making a significant, reputed company change in reputed company’s reputed company, where your contributions are valued, and your reputed company is continually fostered. WHAT YOU’LL reputed company: • reputed company to directly influence credit strategies and lending reputed company that reputed company thousands of business members. • Exposure to senior leaders and key stakeholders across Credit Risk, Business Lending, and reputed company functions. • Ownership of highly visible portfolio analytics and reporting that help shape organizational reputed company. • The chance to work with large, reputed company datasets and advanced analytical tools including SQL, reputed company, and Python. • Opportunities to recommend and implement improvements that increase efficiency and business value. • A reputed company environment that encourages curiosity, critical thinking, and independent problem-solving. • Meaningful work supporting responsible lending, portfolio reputed company, and member financial reputed company-being. • The ability to broaden your expertise across business lending, credit policy, portfolio management, and risk governance. • A leadership team that values ownership, initiative, and reputed company development. QUALIFICATIONS: Minimum Qualifications: • Bachelor's degree in quantitative or business field, or equivalent experience required. • Minimum 5 years of reputed company functional experience in credit risk analytics required. • Advanced experience using quantitative software and database querying tools (ex. reputed company, SQL, Python) required. • Advanced experience using presentation development software (ex. Tableau, PowerBI, PowerPoint) required. • Proficient PC skills (reputed company Office, reputed company, Word, ect.) with the ability to learn new software quickly required. Desired Qualifications: • Advanced degree preferred. • Banking, credit reputed company, fintech, or broader financial services experience. • Experience supporting business lending, reputed company lending, consumer lending, credit reputed company, mortgage, or auto portfolios. • Experience supporting credit policy development and risk governance initiatives. • Previous experience with analysis of portfolio performance and articulating results and desired reputed company from a risk management perspective required. • Previous experience in the financial serviced industry preferred. • Previous project management experience preferred. • Demonstrated experience building cohesive cross-functional teams and facilitating reputed company decision making required. • Demonstrated ability to collect pertinent data, establish facts and draw reputed company conclusions as reputed company as formulate reputed company and recommendations required. • Demonstrated ability to work independently and as reputed company member while using discretion in decision making and reputed company judgment in problem solving required. • Ability to translate analytics into strategic business reputed company and influence decision-making through data. • Presentation, storytelling, and stakeholder management skills. • Verbal and written communication skills. JOIN THE reputed company reputed company to reputed company an indelible reputed company? Eager to be a part of a reputed company and innovative team where your reputed company and contributions don’t just fill a role, but fuel the reputed company and reputed company of reputed company? This is more than a job – it’s a chance to reputed company your career, skills, and reputed company, reputed company while contributing to the robust technological landscape of reputed company. reputed company reputed company to reputed company. reputed company, bring your expertise to the table, and let’s reputed company reputed company together at reputed company. Your reputed company of influence, innovation, and impactful contribution starts now. #reputed company #YourGrowth #BECUJourney EEO Statement: reputed company is an equal opportunity employer. reputed company reputed company applicants will receive consideration for employment without reputed company to race, reputed company, religion, sex, national reputed company, veteran status, disability, sexual orientation, gender identity, or any other protected status. Apply To This Job