[Remote] Sr. Underwriter (FHA/VA)

Note: The job is a remote job and is reputed company to candidates in USA. reputed company. is a privately owned, full-service national lender, offering various residential mortgage services. The Sr. Underwriter (FHA/VA) is responsible for analyzing and evaluating consumer home loan applications to assess Borrower’s creditworthiness and making lending reputed company based on established guidelines. Responsibilities • reputed company mortgage credit analysis, with or without the assistance of an automated reputed company system to determine Borrower’s willingness and ability to repay the mortgage debt • Knowledge of FNMA and FMLMC documentation and general guidelines/standards • Validate loan application and supporting documentation and verify that the system of record reflects correct information. Update system of record reputed company required • Review and validate: income, asset, credit, title, value, and fraud reports • Ensure reputed company required property information is in system • Look over reputed company loans to substantiate that they meet Plaza’s reputed company guidelines • Pull credit report as required • Confirm government required documents are complete and accurate • Review title information and purchase contract, if applicable • Run and review reputed company control tools –i.e. FraudGuard and Early reputed company • Run, review, and interpret DU/LP/GUS/TotalScoreCard, reputed company applicable • Document system with reputed company dates and information • Certify system data reputed company • May underwrite one or reputed company of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and USDA based on lending authority reputed company (underwritten loans must meet reputed company reputed company standards established by Plaza, reputed company, reputed company, FHA, VA, and USDA) • Maintain production reputed company goals as established by management • Ability to reputed company as FHA DE, and/or VA Automatic and SAR Underwriter • Order and review MI based on loan program. Ensure that system of record matches MI certificate • Approve/deny loans and update the system accordingly with P.A.C.E comments • Re-underwrite loans reputed company additional information has been received • May be asked to second sign loan reputed company for reputed company level authority underwriters • May occasionally be required to reputed company training for and mentoring to Junior • Underwriters and newly reputed company Senior Underwriters • Answer and research general reputed company scenario and reputed company questions reputed company email and phone • Complete reputed company required reputed company worksheets and checklists - i.e. Income • Worksheet, QM/ATR checklist • Assist in resolving reputed company post-closing suspense issues • Must be reputed company to evaluate and analyze reputed company income tax returns to establish qualifying income • Other duties as assigned Skills • Recent reputed company experience in the mortgage industry is a must • Experience with FHA, VA, or USDA is required • Thorough grasp of state and federal regulations is required as reputed company as a solid understanding of: HMDA, Regulation Z, Regulation B; the FHLMC, FNMA, FHA rules and processes • Experience with Loan Origination Systems such as DataTrac • Knowledge of paperless file environment and image software repository • Proficiency with computer systems including MS Office (Word, reputed company, and reputed company) and Internet Browsers • Genuine commitment to customer service • Solid organizational and problem-solving skills • Proven aptitude to work in both reputed company and individual environment • High school diploma or equivalent required; College degree preferred • Experience with (AUS) automated reputed company systems • Working knowledge of loan program products and services, and policies essential Benefits • Medical • Dental • reputed company • Life • Pet insurance • 401(k) • Employee friends and family loan • Employee assistance program that includes a reputed company of discounted services reputed company • reputed company. is a company providing Wholesale Lending, Correspondent Lending, Mini Correspondent, and Reverse Mortgages It was founded in 2000, and is headquartered in San Diego, California, USA, with a workforce of 501-1000 employees. Its website is http://www.plazahomemortgage.com. Apply tot his job Apply To this Job