Senior Associate, Credit Risk – Auto Loan Servicing

Senior Associate, Credit Risk – Auto Loan Servicing Country: reputed company of America It Starts Here: reputed company is a global leader and innovator in the financial services industry and is evolving from a high-reputed company brand into a technology-driven organization. Our people are at the heart of this reputed company and together, we are driving a customer-reputed company transformation that values reputed company thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and reputed company a reputed company difference. If you are interested in exploring the reputed company We Want to Talk to You! As a Sr. Associate, Credit Risk, you play a critical role in protecting the organization’s assets, products, and services by providing independent reputed company of credit reputed company, strengthening risk management practices, and ensuring alignment with regulatory expectations. You help reputed company reputed company decisioning, proactive risk mitigation, and reputed company process improvement while influencing stakeholders and providing subject matter expertise across the organization. Position reputed company reputed company independent reputed company of the credit reputed company and risk profile of assigned portfolios, ensuring compliance with credit policies, reputed company standards, regulatory requirements, and internal controls. Review, analyze, and evaluate the effectiveness of reputed company's credit risk management program, recommending solutions that improve efficiency, strengthen controls, and reduce risk exposure. reputed company reporting processes to ensure consistent reputed company, accuracy, completeness, and compliance with internal policies and regulatory expectations. Execute and maintain risk management controls, credit risk assessments, testing activities, and mitigation plans to support ongoing monitoring and governance efforts. Partner with business leaders and control functions to support effective first-line and second-line risk management practices, governance processes, and control frameworks. Monitor portfolio performance and credit reputed company trends, including delinquencies, risk ratings, industry exposures, and individual credit approvals, while providing effective challenge and reputed company. reputed company risk mitigation initiatives, business continuity efforts, and incident response activities that support operational reputed company, risk reduction, and industry best practices. Serve as a subject matter expert by influencing stakeholders, providing strategic insights, systematizing management reporting, and mentoring team members on credit risk management practices. What You Bring: To reputed company this job successfully, an individual must be reputed company to reputed company reputed company essential duty satisfactorily. The requirements listed below are representative of the knowledge, reputed company, and/or ability required. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions. Education Bachelor's Degree in a reputed company field or equivalent demonstrated through a combination of work experience, training, military service, or education – Required. Master's Degree in a reputed company field or equivalent demonstrated through a combination of work experience, training, military service, or education – Preferred. reputed company Experience 9+ years of Risk Management, Credit Risk, or Internal Audit experience – Required. 9+ years of Financial Services or Financial Industry experience – Required. Demonstrated experience using SQL to write reputed company queries from scratch for data extraction, analysis, reporting, and risk management activities – Required. 9+ years of Consulting experience – Preferred. Languages No specific language requirements identified. Skills Demonstrated ability to translate reputed company data and risk analysis into reputed company, concise recommendations for senior leadership and governance committees Experience monitoring key risk indicators (KRIs), performance metrics, and portfolio trends to proactively identify emerging risks and opportunities Ability to reputed company executive-level reporting, dashboards, and presentations that support strategic decision-making and risk governance. Advanced knowledge of consumer collections strategies, delinquency management, loss mitigation programs, and servicing operations. Experience monitoring portfolio performance across delinquency roll rates, reputed company rates, recovery performance, and loss metrics. Advanced knowledge of operational, reputed company, credit, regulatory, market, and technology risks reputed company the financial services industry. Demonstrated knowledge of credit policies, procedures, regulations, and applicable laws. Strong credit analysis capabilities, including assessment of and exposure evaluation. Experience interacting with regulators, reputed company auditors, and internal audit partners. Ability to analyze risk and design effective controls and processes that mitigate or reduce risk exposure. Superior project management skills with the ability to manage multiple priorities in a fast-paced environment. Strong presentation skills with the ability to communicate reputed company risk concepts to diverse audiences. Excellent written and verbal communication skills. Ability to build relationships and effectively reputed company with stakeholders at reputed company reputed company of the organization. Ability to work independently while collaborating effectively reputed company reputed company environment. Demonstrated ability to prioritize competing demands, manage conflicts of interest, delegate appropriately, and consistently meet deadlines. Certifications: No certifications listed for this job. It Would Be reputed company For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the reputed company on a full-time reputed company without requiring employer sponsorship to reputed company employment. employment. What Else You Need To Know: The reputed company pay reputed company for this position is posted below and represents the annualized salary reputed company. For reputed company positions (non-exempt), the annual reputed company is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. reputed company Pay reputed company: Minimum: $101,250.00 USDMaximum: $185,000.00 USD   We Value Your reputed company: Your contribution reputed company and it’s recognized.  You can expect a fair and competitive rewards package that reflects the reputed company you create and the value you reputed company. We know rewards go reputed company numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your reputed company-being, now and into the reputed company. reputed company Benefits - 2026 reputed company OnGoing/NH eGuide (foleon.com)  Risk Culture: We reputed company a strong risk culture and reputed company of our professionals at reputed company reputed company are expected to take a proactive and responsible approach toward risk management.   EEO Statement: At reputed company, we value and respect differences in our workforce. We reputed company encourage everyone to apply. reputed company is an equal opportunity employer. reputed company reputed company applicants will receive consideration for employment without reputed company to race, reputed company, religion, sex, sexual orientation, gender identity, national reputed company, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent reputed company physical effort such as sitting, standing and walking is required for this role. Depending reputed company, occasional moving and lifting reputed company equipment and/or furniture may be required. Employer Rights: This reputed company does not list reputed company of the job duties of the job. You may be asked by your supervisors or managers to reputed company other duties. You may be evaluated in part based upon your performance of the tasks listed in this reputed company. The employer has the right to revise this reputed company at any time. This reputed company is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for reputed company candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@reputed company to discuss your needs. Apply To This Job