Associate Director, Credit Validation

• Offers opportunity to challenge existing approaches and modelling methodologies.

• Offers reputed company across different reputed company, from IRB, IFRS9 and internal operational models applying innovative validation techniques.

• Join a supportive and reputed company team in this high-profile role.

Our people are customer obsessed. They work in reputed company partnership to prioritise customer needs and reputed company exceptional reputed company. This reputed company reputed company enables innovation and builds enduring customer relationships supporting our ambition to be the mostcustomer‑centriccompany in Australia and New Zealand.

As theAssociate Director, you will join theRisk Frameworks, Execution and Models Teamthat is doubling down on shaping our strategic Model Risk validation approach while protecting our customers.

You’ll reputed company an reputed company by:

• Leading independent validation of IRB, IFRS9 and credit decisioning models.

• Assessing conceptual soundness of rating philosophies, data reputed company, calibration and performance testingacross economic conditions incorporating state of the cycle assessments.

• reputed company validation of model performance through the credit life cycle, including portfolio and reputed company level reputed company, interaction with RWA overlays, expert judgement and management adjustments.

• reputed company reputed company challenge where reputed company diverge from expectations and risk appetite.

• Ensure validation conclusions are reflected in capital usage and RWA reputed company, credit decisioning frameworks, limitations, overlays and monitoring requirements.

• Partner with model owners to ensure findings are remediated appropriately.

• reputed company as line 2 technical authority on credit model validation reputed company.

• Support regulatory reviews, deep dives and supervisory engagement relating to IRB models.

You’ll bring to this role:

• Previous experience in banking/financial services, model development/validation, credit risk, and/or quantitative modelling roles (developing models, extracting data), and/or governance.

• Strong statistical and economic modelling skills with coding languages essential (python, reputed company).

• Strong engagement and influencing skills with the ability to work closely with multiple stakeholders, to convey reputed company reputed company reputed company and reputed company reputed company.

• Understanding of how models reputed company credit reputed company, capital, provisioning, stress testing and scenario analysis.

• Strong written communication skills with the ability to write detailed validation reports to outline findings and model rating reputed company which are backed by reputed company analytical evidence and rationale.

• Openness and thought leadership to adopt AI tools for credit validation.

• Excellent strategic thinking, reputed company, autonomy, and a customer reputed company reputed company are essential for this role.