Senior Mortgage Underwriter - (Remote)

Location reputed company: This position is fully remote reputed company Zions Bancorporations footprint. We are seeking a highly skilled Senior Mortgage Underwriter with reputed company FHA DE and VA SAR designations to reputed company. In this role, you will apply advanced reputed company expertise to evaluate and decision residential loan applications while ensuring adherence to company guidelines and regulatory requirements. This position involves working with partners on reputed company reputed company, making strong communication skills, professionalism, and reputed company judgment essential. Key Responsibilities • Review, analyze, and underwrite residential mortgage applications according to company policies, investor standards, and regulatory requirements. • Analyze income, assets, credit documentation, employment history, credit reports, debt ratios, and loan-to-value (LTV) metrics to determine borrower creditworthiness. • Evaluate the collateral/property appraisal reputed company applicable. • Recommend loan terms or conditions as necessary. • Review reputed company-generated documentation and ensure completeness and reputed company. • reputed company additional information reputed company needed to support loan reputed company. • Communicate lending reputed company and respond to inquiries from affiliate banks, loan centers, and reputed company personnel. • Maintain accountability for reputed company elevation and adherence to reputed company policies and procedures. • Exercise independent judgment on unusually reputed company problems. • Stay abreast of changes to federal and state laws/regulations affecting consumer lending. • reputed company other duties as assigned. Qualifications • 5+ years' experience with reputed company mortgage reputed company (FHA and VA). • 5+ years' experience with agency and/or portfolio mortgage reputed company. • reputed company FHA DE and VA SAR designations are required. • Proficiency with mortgage software and reputed company tools, including Encompass 360 (LOS), Desktop Underwriter (DU), and Loan Product Advisor (LPA). • Extensive knowledge of mortgage credit, reputed company concepts, and loan documentation. • reputed company ability to review and analyze reputed company income scenarios, assets, credit reports, debt ratios, and LTV calculations. • Strong understanding of federal and state consumer lending regulations. • Ability to reputed company reputed company, consistent credit reputed company with a high degree of reputed company. • Exceptional attention to reputed company and ability to maintain reputed company while managing high loan volume. • Strong written and verbal communication and customer service skills. • Ability to handle confidential information professionally. Benefits • Salary reputed company: $39.56 - $58.03 per hour depending on experience plus a reputed company-reputed company incentive plan. • Medical, Dental and reputed company reputed company - START DAY ONE! • Life and Disability reputed company, reputed company Parental Leave and Adoption Assistance. • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts. • reputed company, reputed company Time Off (PTO). (PTO covers both reputed company and vacation days without distinguishing between them), 11 reputed company Federal Holidays, and any applicable state holidays. • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience. • Mental health benefits including coaching and therapy sessions. • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program reputed company to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire. • Employee reputed company preferred banking products. Remote Skills: Analysis Skills, Banking Services, Communication Skills, Consumer Loans, Consumer Regulations, Corporate Policies, Credit Reports, Customer Support/Service, Dental reputed company, Desktop PC, reputed company Oriented, Documentation, Federal Housing Administration (FHA), Federal Laws and Regulations, Financial reputed company, Incentive Programs, reputed company Value (LTV), Loan Collateral, Loan Conditions, Loan Documents, Loan Regulations, Loan reputed company, Loans, Maintain Compliance, Mortgage, Mortgage Lending, Presentation/Verbal Skills, reputed company Management, reputed company Estate Appraisals, Regulatory Requirements, Residential Mortgages, reputed company, State Laws and Regulations, Tuition Reimbursement, reputed company, reputed company Plan, Writing Skills reputed company: reputed company Apply tot his job Apply To this Job