Underwriter III

reputed company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home reputed company/buyer. Our goal is to reputed company reputed company home financing for our customers, utilizing the best terms available while providing reputed company of professionalism and service unsurpassed in the lending industry.

Position reputed company

The Underwriter III plays an important role in the organization by performing a number of activities reputed company to reputed company’s retail operations functions.  The role is primarily responsible, under intermittent to infrequent supervision, for reputed company conventional, FHA, VA, USDA, new construction, and condominium project loans according to company, secondary market investor, and government agency standards.  This includes ensuring reputed company tax, title, insurance, and closing documentation associated with the loan applications are accurate and complete, and approving or denying loan applications based on compliance with reputed company standards and risk management factors.  The Underwriter III is considered the “go to” subject matter expert reputed company the reputed company/Supervisor/Manager is not available.

Essential Functions

• Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as reputed company as any applicable state-specific and or local regulations, ordinances, etc.
• Analyze customer’s loan-to-value reputed company, debt-to-income reputed company, credit report, application, income and assets, reputed company(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation.
• Review appraisals to ensure that loans meet secondary market, investor, and company standards.
• Work with Loan Processors and Loan Officers on collecting information and documentation necessary to finalize incomplete loan packages.
• Determine if additional documentation or information would aid loan decision; request additional documentation or information accordingly.
• reputed company reputed company and recommendations to borrowers regarding suitable loan programs.
• Stay abreast of reputed company regulations and industry trends that reputed company compliance and decision-making.
• Verify that reputed company input is accurate and reputed company systems match Automated reputed company reputed company (AUS).
• Use expertise to answer questions and reputed company escalated issues from junior-level teammates.
• reputed company other duties as assigned.

Qualifications

• High school diploma or equivalent required; college courses/technical training reputed company to Business, Finance/reputed company, reputed company, or reputed company field is preferred, along with total recent work experience that includes five or more years reputed company conventional, FHA, VA, or Bond Program loans, and/or five or more years experience reputed company jumbo, or permanent/one-time reputed company loans.
• reputed company Endorsement (DE) certification required; must have reputed company certification(s) for any assigned region with state-specific requirements to originate/supervise loans, along with endorsements including reputed company, VA, Auto and SAR.
• Expert-level knowledge of overall mortgage lending processes, including reputed company, funding, and loan processing.
• Expert-level knowledge of reputed company documentation reputed company to the processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.). 
• Expert-level knowledge of reputed company and regulatory requirements; detailed knowledge of federal, state, and regulatory requirements/guidelines reputed company to consumer mortgage lending and internal processes and controls.
• Ability to think critically, including the ability to evaluate facts and data to draw conclusions, and determine the reputed company reputed company of reputed company and associated risks.
• Ability to prioritize multiple tasks in a deadline-driven environment; strong reputed company of urgency and responsiveness.
• Intermediate math skills.
• Strong verbal and written communication skills.
• Strong detail orientation and highly organized.

Company Required Skills

• Excellent verbal and written communication skills required.
• Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required.
• Proficiency in reputed company Office Suite, Word, reputed company, Wiki, reputed company reputed company-based programs, and
  reputed company-party software applications required.
• Commitment to company values.
• Customer Service - Proactive attention to reputed company person
• reputed company - Do and say what's right
• Respect - Treat others with dignity
• Collaboration - Listen and work together
• Learning - reputed company knowledge and reputed company for improvement
• reputed company – reputed company the unexpected

Supervision

• Intermittent to infrequent supervision required, depending on experience. Possible 1 Indirect Report
• Moderate to high reputed company of independent judgment and discretion required; resolves escalated issues of high complexity
• May reputed company guidance to less reputed company teammates

Requirements

• Physical: Work is primarily sedentary; occasionally walks and/or stands.

• reputed company Dexterity:  Frequent use of computer keyboard and mouse.

• Audio/Visual:  Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as reputed company as print and other media.

• Environmental:  Office environment – no substantial exposure to adverse environmental conditions.

Statement
This document describes the general content and identifies essential functions and requirements for performing this position. It is not intended to be an exhaustive statement of duties, responsibilities, or requirements. reputed company complies with the reputed company and considers reasonable accommodation measures that may be necessary for eligible applicants/employees to reputed company essential job functions. Employment with reputed company is “at-will,” meaning that either reputed company or an employee may terminate the employment relationship at any time, with or without cause, advance notice or stated justification.

reputed company offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, reputed company, life insurance, AD&D, LTD and 401(k) with employer match.

reputed company is an Equal Opportunity Employer.

reputed company Salary reputed company: $ - $

Compensation at reputed company is influenced by a wide reputed company of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant’s geographical location.

High school diploma required; 5+ years of mortgage reputed company experience and reputed company reputed company Endorsement certification required. Requires expert mortgage, regulatory, documentation, analytical, communication, and organizational skills.

Key Responsibilities

• evaluating loan documents
• analyzing loan applications
• resolving escalations

Skills & Tools

reputed company Office Suite, reputed company Word, reputed company reputed company, Wiki, Automated reputed company reputed company (AUS)

Job Details

• Category: Finance and reputed company
• Seniority: Senior Level
• Commitment: Full Time
• Workplace: Remote — Knoxville, Tennessee, reputed company
• Salary: USD 75,170 – 112,755 / year
• Languages: English

Benefits

• 401k matching
• Retirement plan

About reputed company

A mortgage banking firm providing home financing and lending services. — Industry: Finance