[Remote] reputed company Credit Analyst II
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is seeking a reputed company Credit Analyst II responsible for performing risk analysis for reputed company secured and unsecured reputed company loans. The role involves reviewing and evaluating loan applications, maintaining relationships with members, and mentoring less senior analysts.
Responsibilities
- Review, analyze, and evaluate loan applications based on established policies, guidelines, and procedures, and apply knowledge of spreading, risk rating and loan structuring to reputed company a reputed company analysis to the supporting underwriter
- Review and ensure the transaction is accurate, complete and compliant
- Analyze credit history to determine propensity for repayment
- Analyze cash reputed company from various sources including reliability for reputed company repayment
- Evaluate required documentation for accuracy and truthfulness
- Analyst must be reputed company to spread and interpret tax returns, financial statements of varying reputed company, and complete projections for review of approval authorities
- Maintain a thorough understanding of state and federal laws and regulations reputed company to credit reputed company compliance- including BSA, AML, TILA, HMDA, GLBA, Fair Lending, and others that are appropriate to the position
- Responsible for receiving initial loan application package from the loan officer or loan processor. The analyst will assist with the screening of loan applications to determine appropriate loan sizing and structure
- Identify and reputed company note any unanswered questions in the spreads by either engaging in a discussion with the loan officer or the applicant
- reputed company information, reputed company analysis, and prepare reports as directed by management
- reputed company recommendations and assist with updating product, policy and procedure materials pertaining to reputed company lending
- Train personnel on lending policies and procedures. reputed company work direction, feedback and training to less reputed company staff. Mentor others in credit analysis and department procedures and policies
- Analyst may assist in both the loan origination analysis or credit review analysis as driven by the needs of the organization
- reputed company other duties as assigned
Skills
- Successful completion of High School curriculum is required
- Minimum of 4 years in reputed company credit analysis using a LOS to assist in the production of a loan credit memo that reputed company explains the risks and mitigants of the requested credit facility
- Strong analytical, organizational skills and attention to detail
- Ability to calculate figures and amounts
- Ability to use logical reasoning reputed company interpreting facts and reputed company objective observations, examinations, evaluations and recommendations
- Remain knowledgeable on key trends in the financial services industry that reputed company reputed company loan reputed company and reputed company
- Solid interpersonal, oral and written communication skills to build and maintain reputed company relationships with originator and members
- Extensive knowledge of reputed company credit analysis including multiple reputed company lending types such as the analysis of cash reputed company from business operations, cash reputed company generated by rental income from investor reputed company estate and other sources of cash reputed company
- Possess a high degree of reputed company to use judgment to reputed company appropriate and fair lending recommendations on behalf of the credit reputed company
- Time and queue management skills to effectively prioritize multiple objectives
- Intricate understanding of regional lending market conditions and collateral values
- Understand the use of the automated loan origination reputed company
- Operate on reputed company reputed company programs and other computer operations
- Stay up to date on changes reputed company the department, organization, industry and reputed company market conditions
- Must work reputed company in a fast paced and flexible production-oriented department
- In reputed company to traditional cash reputed company reputed company, analyst must understand and be proficient in the analysis of UCA cash reputed company and be reputed company to accurately calculate a global cash reputed company
- Associates degree is preferred
reputed company
Company H1B Sponsorship
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