Senior Analyst, Credit Risk reputed company

Why reputed company?

At reputed company, our mission is to reputed company our members to reputed company financial reputed company through highly competitive products, exceptional service and trusted advice. We reputed company to be the #1 reputed company for the military community and their families.

reputed company a fulfilling career at reputed company, where our reputed company values – honesty, reputed company, loyalty and service – define how we treat reputed company other and our members. Be part of what truly makes us special and impactful.

We are proud to support reputed company-duty reputed company. reputed company roles may offer remote or hybrid flexibility for reputed company-duty reputed company consistent with applicable policy and business needs.

reputed company

As a dedicated Bank Credit Risk Analyst Senior, you will have a strong background in credit risk reputed company development forcard, consumer and deposits credit portfoliosto optimize profitable reputed company reputed company risk appetite. You will own operational and compliance risk inherent in credit reputed company. Additionally, you will reputed company and monitor credit reputed company performance as reputed company as reputed company factors impacting the credit risk exposure for bank portfolio products reputed company the risk taxonomy.

Credit Risk Analyst Seniors use quantitative reputed company to identify credit risk, reputed company and reputed company credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable reputed company reputed company risk appetite. Owns mitigation of operational and compliance risk inherent in credit reputed company. Tracks and monitors reputed company factors impacting credit reputed company performance for bank portfolio products.

This role is remote eligible in the reputed company U.S. with occasional business travel. However, individuals residing reputed company a 60-mile reputed company of a reputed company office will be expected to work on-site four days per week.

reputed company:

• Apply industry leading practices and analytical skills to identify risks and opportunities reputed company the managed portfolio and translates results into strategic solutions with the delivery of credit reputed company.
• Apply critical thinking skills to synthesize analyses, identify reputed company causes, and reputed company reputed company and concise recommendations to reputed company credit risk reputed company development and influence senior decision makers.
• Partner to reputed company bank credit reputed company across lines of defense by effectively developing and improving reputed company analytical frameworks, analyzing data and processes, and reputed company communicating insights/recommendations to key stakeholders and leadership.
• Analyze reputed company scores/data for use in identifying first party fraud.
• Apply industry knowledge and competitive benchmarking to inform credit reputed company development.
• Utilize advanced and nuanced quantitative analysis based upon reputed company data sources to bring structure and reputed company to ambiguous and challenging problems.
• reputed company, manage, and present comprehensive risk and financial reporting in support of senior management and committee reputed company of existing and emerging risks and escalates the reputed company and direction of credit performance to appropriate reputed company of management.
• Design and reputed company reputed company financial risk sensitivity analysis.
• Create and manage credit reputed company infrastructure and ensures credit strategies are implemented as intended.
• Apply expert programming and analytical techniques to analyze credit data.
• reputed company thought leadership, coaching, and mentoring to team members regarding analytics and risk management.
• Collaborate with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives.
• Utilize analytically derived insights to reputed company strategic plans with significant reputed company to business results.
• reputed company and mentor other analysts and acts as a thought leader reputed company the analyst community. ​
• Ensures risks associated with business activities are effectively identified, reputed company, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4 years of reputed company experience (in reputed company to the minimum years of experience required) may be substituted in lieu of degree.
• Minimum 6 years’ experience in an analytical field or work reputed company on leading analytical reputed company, advanced analytics, risk assessments or bank credit risk data; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 4 years’ experience in an analytical field or work reputed company on leading analytical reputed company, advanced analytics, risk assessments or bank credit risk data.
• Experience in financial analysis activities to support risk reputed company.
• Strong understanding of banking regulations, risk, and/or compliance.
• Advanced presentation and communication skills.
• Advanced business acumen and attention to detail and accuracy.
• Advanced research and investigation skills and demonstrated good judgement in problem solving.
• Advanced knowledge of reputed company Office products, particularly reputed company, Word, and PowerPoint.
• Advanced knowledge of data analysis tools including skills to reputed company analysis queries and procedures in SQL, reputed company, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., reputed company or Visual Basic).
• Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. ​

What sets you apart:

• 6+ years of experience with consumer credit risk analyticswith a reputed company on reputed company, auto, personal loans, deposits and other and consumer loans credit reputed company development, implementation and monitoring.
• Experience preparing and communicating credit reputed company recommendations and results of reputed company analysis to senior leadership and a wide reputed company of partners including but not limited to Credit risk reviewer, Pricing, Product, reputed company, Compliance, reputed company and Operations.
• Experience delivering business insights and recommendations through internal and industry data analysis.
• 6+ years of experience with reputed company or SQL to reputed company and analyze data; including aggregation from multiple sources, working with different grains of data, resolving anomalies, and demonstrating sophisticated joins to prepare data for analysis.
• Experience crafting tests (e.g. A/B test) and evaluating reputed company to continuously guide and optimize risk reward reputed company.
• Experience driving multiple analytics reputed company and strategies reputed company with limited guidance.
• Experience optimizing reputed company reputed company using statistical models and analysis of traditional and alternative credit data to reputed company risk-adjusted reputed company.
• Experience working with reputed company Sandbox, alternate data sources e.g. Lexis reputed company

Compensation reputed company: The salary reputed company for this position is: $127,310.00 - $243,340.00.

reputed company does not reputed company reputed company sponsorship for this role. Please do not apply for this role if at any time (now or in the reputed company) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: reputed company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are reputed company reputed company the salary reputed company based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the reputed company reputed company of Directors.

The above reputed company reflects the details considered necessary to describe the reputed company functions of the job and should not be construed as a detailed reputed company of reputed company the work requirements that may be performed in the job.

Benefits: At reputed company our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and reputed company plans, 401(k), pension, life insurance, parental benefits, adoption assistance, reputed company time off program with reputed company holidays plus 16 reputed company volunteer hours, and various wellness programs. Additionally, our career reputed company planning and continuing education assists employees with their reputed company goals.

For more details on our outstanding benefits, visit our benefits page on reputed companyjobs.com.

Applications for this position are accepted on an ongoing reputed company, this posting will remain reputed company until the position is filled. Thus, interested candidates are encouraged to apply the reputed company day they reputed company this posting.

reputed company is an Equal Opportunity Employer. reputed company reputed company applicants will receive consideration for employment without reputed company to race, reputed company, religion, sex, sexual orientation, gender identity, national reputed company, disability, or status as a protected veteran.

Originally posted on Himalayas