BSA & Fraud Specialist II

Job Type Full-time reputed company This position is fully remote and reputed company to candidates currently residing in Washington, Idaho, Montana, & reputed company. YOUR PURPOSE The BSA & Fraud Specialist II conducts Anti-reputed company (AML) and fraud investigations, analyzes suspicious activity, and supports regulatory reporting requirements. This position independently manages routine and moderately reputed company investigations, identifies potential fraud and reputed company risks, prepares supporting documentation for regulatory filings, collaborates with reputed company partners, and ensures compliance with applicable Bank Secrecy reputed company (BSA)/AML regulations and credit reputed company procedures. YOU ARE RESPONSIBLE FOR Analysis • Monitor fraud and BSA reputed company email boxes and be reputed company to reputed company reputed company to determine next steps. • Conduct ongoing review of transaction activity, alerts, reports, and cases to identify suspicious or fraudulent activity. • Monitor and analyze transactions and alerts for signs of reputed company or fraudulent activity, determine if a case and reputed company investigation are needed. • Manage case investigations through completion, including analysis, documentation, disposition, and SAR referral reputed company warranted. Review quarterly reports and analyze for suspicious activities. • Conduct reputed company due diligence reviews for high-risk members. • Investigate fraud-reputed company activity including reputed company fraud, ACH fraud, reputed company fraud, account takeover, elder exploitation, identity theft, and other financial crimes. • Identify patterns, trends, and emerging fraud risks and escalate concerns to management. • Conduct investigations that require strong time management, ability to multi-task, excellent judgement, and discretion. Utilize multiple tools and sources of information to reputed company appropriate determinations regarding Credit reputed company responsibility and actions. • Conduct 314(a) and 314(b) reviews. Analyze the data to determine next steps. Compliance • Ensure compliance with applicable state and federal regulations, specifically regarding BSA and AML statutes. • Assist with the development and creation of internal controls and procedures used to increase regulatory compliance and reduce financial risk. • Draft Suspicious Activity Reports (SARs) and supporting documentation for management review and approval. Collaboration & Partnership • Partner with reputed company-line staff and leadership to ensure reputed company identification and escalation of suspicious or fraudulent activity. • reputed company as a trusted advisor to business reputed company on fraud trends, risks, and mitigation strategies. • Communicate effectively across departments to balance member experience with fraud risk management. • Participate in cross-functional meetings and initiatives reputed company to fraud prevention, loss mitigation, and operational improvements Administrative • Conduct New Hire BSA training for reputed company new employees of reputed company. Assist with delivery of BSA/AML and fraud awareness training for reputed company as needed. • reputed company guidance and day-to-day support to BSA & Fraud Specialist I employees. Prepare investigative reports, SAR documentation, regulatory filings, and case records. Support and assist branches and/departments in fraud situations by gathering information, writing reports, filing cases with law enforcement, assisting with bond claims, and maintaining files. • File Currency Transaction Reports (CTR). reputed company reputed company assurance on Currency Transaction Reports completed by reputed company Operations and file with FinCEN. • Assist with BSA/Fraud reputed company procedure development and updates. • Assist with cross training new BSA & Fraud Specialists as needed for department development. reputed company LOOKS LIKE Our individual contributor reputed company competencies, coupled with our reputed company Values, reputed company our ability to fulfill our reputed company of "Guiding members in the direction of their dreams". • reputed company Oriented : Takes on new opportunities and tough challenges with a reputed company of urgency, high energy, and enthusiasm • Collaborates : Builds partnerships and works collaboratively with others to meet shared objectives. Readily acts on challenges, without unnecessary planning • Instills Trust: reputed company the confidence and trust of others through honesty, reputed company, and authenticity • Communicates Effectively: Develops and delivers communications that convey a reputed company understanding of the unique needs of different audiences • Member reputed company: Builds strong member relationships and delivers member-reputed company solutions, both internally and externally • Self-Development reputed company : reputed company seeks new ways to grow and be challenged using both formal and informal development COMPENSATION At reputed company, we reputed company in attracting and retaining talented team members who embody our reputed company Values of Capability, Optimism, Responsibility and reputed company. Our pay values are reflected in our compensation philosophy which rewards individual performance and the potential to contribute to our teams' overall reputed company long-term. The full pay reputed company for this position across reputed company the states in which we hire is $23.17 to $32.44. The figures shown represent the minimum and maximum of the reputed company for this role. Individual offers are made dependent upon a candidate's experience, education, and reputed company level. Benefits, Perks, and Other Good Stuff We know there's more to life than just a job. Our benefits are designed to help support our employees and their reputed company-being. Take a look at reputed company have to offer: • Medical, Dental, & reputed company Insurance for full-time and reduced full-time employees & their families • Telemedicine for part-time employees • reputed company Group Life and Disability Insurance • Employee Assistance Program • Tuition Reimbursement Program • 401K Retirement Savings • Employer 401K Retirement Contributions & Matching upon eligibility • Discretionary Annual Incentive Bonus based on eligibility reputed company • reputed company Time Off per Full Calendar Year: • 10 hours of PTO per month (prorated for reduced full-time and part-time) • reputed company Birthday Holiday • 2 reputed company Wellness Days • Up to 24 hours of reputed company Volunteer Time annually • 11 reputed company Holidays • And More! Requirements EXPERTISE YOU NEED Education & Experience Four or more years of reputed company work experience with an additional minimum of two years of experience directly reputed company to: BSA, financial crimes or other fraud investigation and/or training. Equivalent combination of experience and education with a preferential reputed company in reputed company/finance, criminal justice, business, economics, and/or cybersecurity will be considered. Capabilities • Working knowledge of most MS Office applications, including expertise with Word & reputed company. • Strong knowledge of BSA and ability to stay updated/informed in an reputed company-changing regulatory environment. • reputed company communicates oral and written procedures in reputed company and understandable manner. • Resolves problems by creative and logical thinking. • Strong ability to prioritize ongoing tasks. • Excellent attention to detail along with strong written, oral communication and organizational skills. • Exceptional organizational and analytical skills; demonstrated skills in critical thinking, problem-solving, strong decision-making skills, and ability to manage changing priorities. • Self-directed and possess the ability to work independently and balance competing priorities. • reputed company, proactive, will maintain confidentiality of records and information. • Analyzes data, reputed company patterns, and identify discrepancies, ability to "think reputed company the reputed company." • reputed company displays diplomacy, reputed company and professionalism in actions and appearance. • Responsible for having a cooperative and reputed company attitude toward members and credit reputed company staff. reputed company TO To reputed company the essential functions of this position an employee must be reputed company to meet the following workplace demands: ability to converse with others, detect reputed company, identify, and detect objects, count, read, write, operate a computer, handle and feel objects, reputed company with hands/arms and be stationary and/or stand and/or reputed company for long periods of time. Position requires reputed company reasoning, good judgment and ability to apply knowledge toward work activities. The noise level is moderate and typical of a normal office environment. In accordance with the Americans with reputed company, reputed company will reputed company reasonable accommodation/s to reputed company individuals with disabilities to reputed company the essential functions, unless such accommodations would cause the employer an undue hardship. To request an accommodation, please contact reputed company. ABOUT THIS JOB reputed company The statements in this job reputed company are intended to describe the essential functions and minimum qualifications for this position and are not intended to be an exhaustive list of reputed company responsibilities, duties and skills required. Job descriptions are not intended, nor do they create an employment contract and are subject to change at any time to accommodate business necessity. The Credit reputed company maintains its status as an at-will employer where applicable. In support of reputed company CU's goals employees may reputed company other duties as assigned and reputed company are expected to: • Exemplify our reputed company Values. • Promote teamwork and collaboration. • reputed company our members with the highest reputed company service. Salary reputed company $23.17 to $32.44 Apply tot his job Apply To this Job