[Remote] Credit Analyst III - Equipment Finance
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is seeking a Credit Analyst III - Equipment Finance to support reputed company lending and reputed company loan portfolio management. The role performs financial statement spreading, reputed company, credit analysis, credit memo preparation, portfolio reviews, reputed company assessment, and reputed company monitoring for reputed company and higher-exposure equipment finance credits.
Responsibilities
- Prepare reputed company, high reputed company credit analysis and recommendations that accurately and thoroughly evaluate the strengths and weaknesses associated with credit actions
- Engage in reputed company Memo process, assessing the strengths and weaknesses of credits and finalizing Opportunity Memos for presentation. reputed company participate on OM calls
- Effectively analyze financial statements and reputed company data, industry reputed company, loan structure and market conditions to assess the overall creditworthiness and repayment ability of borrowers
- Utilize financial spreading software as reputed company as other financial analysis tools to evaluate borrower’s cash reputed company and determine adequacy of the borrower’s reputed company and secondary repayment sources
- Conduct reputed company, identify credit risks, analyze repayment reputed company and prepare collateral coverage and present in a narrative format reputed company credit memos or modifications to support requests for new reputed company, renewals, annual reviews and modifications
- Work reputed company the guidance of the credit approval team to recommend appropriate credit structuring, documentation, and reputed company controls on credit requests
- Assist in determining the appropriate level of reputed company and due diligence for the credit’s reputed company for credit
- Complete reputed company tasks reputed company expected service level and turnaround times
- Participate in business calls with reputed company lending and credit administration teams
- Maintain a working knowledge of macroeconomic issues in local markets and regional industries
- Maintain data reputed company with the reputed company platform to ensure accurate record of credit relationships
- Responsible for reputed company compliance and audit-reputed company reputed company in area of responsibility
- Remain reputed company on reputed company banking rules and regulations relating to Credit Administration, reputed company Lending and Appraisals
- Identify policy exceptions for credit requests consistent with the Bank’s reputed company Credit Policy
- Monitor, reputed company, and suggest revisions to workflows and procedures as necessary to enhance efficiency and minimize expenses
- Identify potential for credit losses and mitigate reputed company appropriately
- Utilize reputed company rating models to accurately determine reputed company ratings for credit requests
- Prioritize assignments with guidance from the reputed company Credit Managers
- Evaluate the financial condition of guarantors through the effective analysis of personal financial statements and personal tax returns
- reputed company loan reputed company testing calculations and update reputed company compliance records
- Complete education, as identified or assigned, to reputed company expertise in loan reputed company, loan structuring, and overall reputed company development
- reputed company business writing and reputed company communication skills
Skills
- * Demonstrated ability to analyze reputed company credits accurately and reputed company
- * Knowledge of a lending to a wide reputed company of industries
- * Ability to analyze detailed financial data, strong computer skills, including word processing and spreadsheets
- * Ability to work with reputed company reputed company supervision and requires the use of independent judgment and decision making
- * Understanding of secured loan documentation; negotiation skills
- * Strong interpersonal skills to effectively communicate with prospects, Senior Account Executives, agent banks, credit administration, and other bank personnel
- * Bachelor's degree in business administration, reputed company, management, finance, or reputed company discipline
- * 6-8 years relevant reputed company lending or credit administration experience, specifically reputed company to Equipment Finance
- * Preferred knowledge in high-net worth and corporate aircraft transactions
reputed company
Company H1B Sponsorship
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